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Money stacks: financial awareness

Scholarships

  • Know your scholarship renewal criteria.
  • It's never too late to apply and qualify for additional scholarships. Keep applying!

Plan ahead

  • Budget your future.
  • Know what your estimated loan repayment will be based on the amount of the loans you are taking out at www.finaid.org/calculators.
  • Research career opportunities and determine a realistic starting salary.

Tips to help prevent identity theft

Passwords

  • Avoid obvious passwords.
  • Don't share your passwords with anyone.

Protect your social security number

  • Don't carry your social security card in you purse or wallet.
  • Avoid giving your social security number out whenever possible.

Personal safety

  • Never leave your purse, wallet or backpack unattended; it takes only a second for someone to snatch it.

Computer safety

  • If you have a laptop, keep it secure.
  • Make sure you have up-to-date anti-virus software. Avoid accessing sensitive information like your bank account from public computers.
  • If necessary, make sure to log out completely.

Federal student loan repayment

Can I start repayment while still in school?

Absolutely, please do!

How do I know who to make payments to?

Log into www.nslds.edu to get information about your loan servicer, including how to contact them.

What is the benefit of repaying my loans while in school?

You will pay less over the life of the loan because you will not have accumulated as much interest.

When does mandatory repayments begin?

Six months after you drop below half time enrollment or graduate.

What is loan consolidation?

It is a process of combining one or more loans into a single new loan. This will result in a new weighted average interest rate and different repayment terms.

Should I work while in school?

Working while in school is a decision each student needs to consider. IF you decide to work, the following offices are great help:

Human Resources

Review open student positions to see if there are any opportunities at a campus near you.

View website

Career Services

Get help with resumes, interview preparation, job opportunities and internship searches.

View website

Reminder

The FAFSA is available each year at www.fafsa.gov starting Jan. 1.

Ideally, the FAFSA should be filled out by March 1 for the upcoming academic year.

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