Discussions are an integral part of this course and represent a significant portion of the final grade. They are designed to help extend your learning into the real world and bridge the gap between theory and practice.
Each discussion is worth 10 points. Initial post is due on Wednesday and 2 responses are due on Sunday except for week 8 where due date is Saturday. Each discussion is set so that you must post your original thoughts before reading the posts of your classmates.
Discussions will use a case study to explore topics covered each week in the readings and study activities. Posts should demonstrate your ability to apply personal finance concepts, vocabulary, and models to analyze financial situations, synthesize course material, and relate it to personal financial questions and problems. Participation in discussions will improve your performance on homework and exams.
Initial post should show insight and analysis on the topic and make clear connections to your readings, research, and experiences. Please make sure to include at least one online article to support your answer and use proper MLA in-text citations and works cited formatting. Respond to at least two other students.
Responses should be substantive, insightful, and provoke further thought. Instructor will not accept posts that consist of “Good post…”, “I agree...”, or similar rhetoric. Disagreement can be healthy, but only if it’s done tactfully and constructively worded. Conventions of professional etiquette, which include courtesy to all users, will be observed online. Offensive, inflammatory wording and personal attacks will not be tolerated. In a diverse population as these classes are, we cannot force our personal values and beliefs on others. Civility and sensitivity is expected in all class communications.No late discussions will be accepted.
Homework for this course consists of Case Applications related to the topics covered during the week. You have to read the case background and analyze the financial issues by answering case application questions assigned.
You should demonstrate the ability to apply personal finance concepts, vocabulary, and models to analyze financial situations, synthesize the week’s course material, and relate it to the case. Case analysis should be substantive and insightful. Student should use assigned readings to support case analysis and use proper MLA in-text citations and works cited formatting where applicable. You will upload the assignment in D2L Dropbox.
When you place a paper in the Dropbox, it is automatically submitted to Turnitin.com, an online source that checks for plagiarism. Turnitin.com will review your paper and assign a similarity score as a percent based on other works to which they have access. Dropbox Assignment is due on Sunday except for Week 8 where due date is Saturday.
The weekly quizzes will test your mastery of each week’s material. They will be available in weeks 1, 2, 3, 5, 6, and 7. Quizzes are open book and open note. Each quiz consists of 25 questions including true-false, matching, and multiple-choice questions. You will have 50 minutes to complete each quiz. All quizzes are available in the Quizzes area of the course.
Quizzes are auto-graded, and you will be able to see the questions (no answers) you missed for a period of 10 minutes immediately following quiz submission.
The results from the graded quiz will be available immediately. All the quizzes will be available on Wednesday and will close on Sunday of the assigned week. You are allowed to attempt the quiz only once.
The Midterm and Final Exams are in the quizzes area of the course, and each are worth 100 points. Each exam is comprehensive for the preceding weeks’ material. The midterm exam in Week 4 covers material from Weeks 1-4, and the final exam in Week 8 covers material from Weeks 5-8. Both exams will consist of 60 questions including true-false, matching, and multiple-choice questions.
You are allowed 2 hours to complete each exam. The exams are not auto-graded, so your results will not be available until 24 hours after the exam is due. Your instructor will review the results and post grades within 24 hours after the exam closes. You can view the questions answered incorrectly after the exam is submitted. There is no time limit to this. You cannot view the answers. Midterm Exam will be available on Wednesday of Week 4 and will close on Sunday. Final Exam will be available on Wednesday of Week 8 and will close on Saturday.