Student & Parent Loans
- Introduction to the Student Loan Process
- Notice of Disbursement and Right to Cancel a Federal Stafford, Perkins, or PLUS loan
- General Loan Requirements/Regulations
- Understanding Your Loan Choices
- Student Loan Counseling
- Alternative or Private Loans
Introduction to the Student Loan Process
(It is very important to read this before you complete the student loan process.)
If you're just beginning your college career, we want you to know the Financial Aid Office is dedicated to assisting you in making the right decisions regarding your college financing. Thoughtful planning and informed decision making now will benefit you throughout your college career and beyond.
Students wishing to apply for a Stafford Loan must complete a Master Promissory Note (MPN). Your signed MPN is valid for a ten-year period and enables you to borrow subsequent loans under the same note without requiring you to complete a new loan application each year. If you have previously borrowed a student loan, your borrower rights and responsibilities remain unchanged and you are responsible for repaying your entire student loan obligation.
The Financial Aid Office strongly encourages all new student loan borrowers to utilize the services of one of our preferred lenders. Borrowing your student loan from one of the these lenders will provide you with the most efficient processing and service possible. If you prefer to use a different lender, visit your local financial aid office before completing the loan application process.